Terms & Conditions

Last updated: January 2024

Acceptance of Terms

By accessing and using the Vornetilaom website, you agree to comply with these Terms and Conditions of Use. If you do not agree with any part of these terms, you should not use our site.

Description of Services

Vornetilaom offers educational content on personal finance and financial guidance. Our services include:

  • Educational materials on financial planning
  • Personalized guidance based on information provided
  • Financial learning resources and tools

Important: We do not provide regulated financial services. All content is educational in nature and does not constitute investment advice.

User Responsibilities

When using our site, you agree to:

  • Provide true and accurate information
  • Maintain the confidentiality of your access credentials
  • Not use the site for illegal or unauthorized purposes
  • Not attempt to breach the security or integrity of the site

Intellectual Property

All site content, including texts, graphics, logos, images, and software, is the property of Vornetilaom or its licensors and is protected by copyright laws.

Limitation of Liability

Vornetilaom is not responsible for financial decisions made based on the educational information provided. The content is for informational purposes only and does not replace the advice of qualified financial professionals.

Modifications to Terms

We reserve the right to modify these terms at any time. Changes take effect immediately upon publication on the site. Continued use of the site after modifications constitutes acceptance of the new terms.

Governing Law

These terms are governed by the laws of the Federative Republic of Brazil. Any dispute will be resolved in the courts of the district of São Paulo, SP.

Contact

For questions about these terms, contact us at: legal@vornetilaom.com